The Public Hearing (RDPU) of Committee II with Indonesian Sharia Bank Association (ASBISINDO) and the National Network of Small-medium Enterprises Supporter (JNPUKM) concerning the Bill on Micro Finance Institutions (LKM) was led by Chairman of Committee II DPD RI, Ir.H. Bambang Susilo, MM, in committee meeting room II on 3^rd floor Building B DPD RI, Senayan, Jakarta, Monday (01/24).

JNPUKM expected the infrastructure of micro finance institutions to be prepared, so that with the passing of this bill it can directly applied and also the Bill on Micro Finance Institutions has set a clear relationship with other financial institutions, especially banks.

In response to the exposure of the speakers on the main of the institution, Riza Falepi, SH, MT DPD RI Senator from West Sumatera who is also the working team chairman of LKM Bill, asked “the bank has a clear rules of the game, right down to the BI, and if this LKM, if it is small it’s okay, but if it is big, will affect intensively, so what is the clear main institution of this LKM? ”said Riza. Answering questions from Riza, Syahril from ASBISINDO explained “if the most priority of this main institution is overshadowed the existing LKM’s and one of its functions are set, such as providing liquidity, if these LKM’s are willing to expand but have no liquidity or have LKM’s liquidity problem,so where should it go if this LKM has liquidity problem? If commercial banks go to BI, then where will LKM go? so there is a main institution to shelter and to supervise “, he explained.

The RDPU of Committee II DPD RI resulted in several conclusions including the Bill on Micro Finance Institutions, it is expected to act as a bridge between the microfinance institutions that will be regulated in this Bill with the existing bank and it is expected to also give credit from micro finance institutions that is not consumptive but more productive, it provides a legal perspective on the legality of the activities of microfinance institutions that are not banks and non-cooperative so that after the passing of this Bill, there will be no more micro finance institutions that are closed by the authorities with no legal basis, it needs to clarified the shape of the body and is expected to provide clarity both in terms of financing mechanisms, institutional, memberships, permits the establishment of micro finance institutions, territorial restrictions on financial institutions to be established, as well as surveillance for UMKM so it can provide support to the development of UMKM in Indonesia by providing easy financing for UMKM.

Tulisan ini tersedia dalam: Bahasa

Bagikan